Updated Oct 20, 2026, 12:55 PM UTC
Cost to send $100 of right now
Network fee for one USDC transfer from your own wallet. Exchange fees are separate: see below.
Cheapest network right now: Solana (SPL) at $0.0005
Solana (SPL)
$0.0005
0.000005 SOL · 1 min
Arbitrum One
$0.0011
0.0000004526 ETH · 1 min
BNB Smart Chain (BEP-20)
$0.0015
0.000002108 BNB · 1 min
Polygon PoS
$0.0018
0.0197 POL · 2 min
Ethereum (ERC-20)
$0.014
0.000005645 ETH · 2 min
Tron (TRC-20)
$0.466
1.406 TRX · 1 min
The two fees
Network fee: what you pay sending from your own wallet (MetaMask, Trust, Phantom, Tonkeeper…). Moves with congestion.
Withdrawal fee: what the exchange charges to withdraw to a wallet. Usually flat; the exchange pays the network.
USDC on Arbitrum One: other cases
- Recipient already holds it
- $0.0011
- Recipient's first time
- $0.0011
- Fast (90th-percentile tip)
- $0.0011
USDC on BNB Smart Chain (BEP-20): other cases
- Recipient already holds it
- $0.0015
- Recipient's first time
- $0.0022
- Fast (90th-percentile tip)
- $0.0037
Cheapest exchange for USDC withdrawals, per network
Flat fee charged by the exchange; it pays the network.
| Network | Cheapest | Fee | ≈ USD |
|---|---|---|---|
| Ethereum (ERC-20) | Binance | 0.5 USDC | $0.50 |
| Tron (TRC-20) | – | – | |
| Solana (SPL) | OKX | 0.29 USDC | $0.29 |
| BNB Smart Chain (BEP-20) | Binance | 0 USDC | $0.00 |
| Polygon PoS | OKX | 0.018 USDC | $0.018 |
| Arbitrum One | OKX | 0.0054 USDC | $0.0054 |
Best way to send USDC from an exchange
The fee is flat, so the ranking holds at any size.
| # | Exchange · Network | Fee | ≈ USD | $100 | $1,000 | $10,000 |
|---|---|---|---|---|---|---|
| 1 | Binance · BNB Smart Chain (BEP-20) | 0 USDC | $0.00 | 0.00% | 0.00% | 0.00% |
| 2 | Bitget · BNB Smart Chain (BEP-20) | 0 USDC | $0.00 | 0.00% | 0.00% | 0.00% |
| 3 | OKX · Arbitrum One | 0.0054 USDC | $0.0054 | 0.0054% | 0.00054% | 0.000054% |
| 4 | OKX · Polygon PoS | 0.018 USDC | $0.018 | 0.018% | 0.0018% | 0.00018% |
| 5 | Binance · Polygon PoS | 0.12 USDC | $0.12 | 0.12% | 0.012% | 0.0012% |